The guest blog is published every Friday and views held by contributors are not necessarily those of Bright Blue, as good as they often are.
As a recent detailed analysis by the FT has helped further demonstrate this generation of young adults are the very first in 75 years not to have higher living standards than those born ten years previously. This is a trend which has had long term roots.
Those on the Keynesian side of the debate say that what we have is a problem of confidence. People have become unsure of the future and have changed their consumption patterns to fit with an increased lack of security. The government, they argue, should step in and provide security and that this should take the form of printed money handed to where most insecurity lies, the banking sector. Once the banks are secure, they will lend again and demand will once again come on stream and people will start spending and consuming like they once did.
Worse than that (yes it gets worse), young adults are also insecure. Savings rates for pensions amongst the young are miserably low (largely I'd argue because they don't feel they have the disposable income to pay out). 'Flexible' employment contracts turn out to be plain unstable and ever more young Britons are being forced into the over priced and insecure private rented sector.
Added to this, is the fact that much of the squeeze of austerity has been visited upon young adults – whether it is through cuts in the state spending in education and housing benefit, increased rents. deflationary wages suomi kasino oyunu, or just plain unemployment.
Our population is growing video slots play for free, it is true. But the greatest growth has come from people living longer. Or to put it another way mobiili casino yosemite, people aren't dying like they used to. This shift in demography, which has been dramatic over the last 20 years and affected every single western European economy, is little studied.
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